Singaporeans are investing, but earning just 0.4% returns. Are we risk averse?

With fixed income rates coming down, what are the risk-averse likely to look at? Plus Michelle Martin and her guest Tim Phillips from timtalksmoney.com discuss how investors could think through negative sentiment when it hits with Chocolate Finance and CDL as case studies. This episode is packed with takeaways for your wallet as both also discuss what 125 years of stock market history tells us about the future of markets and if we are maximising our airmiles should we use them on Lady Gaga concert tickets. Download the podcast here: https://www.awedio.sg/podcast-ep/01jpvcy1m2e87vs3cx6v2bbb5t/ For more, tune in to #YourMoney with Michelle Martin every weekday from 9am-12pm. Tune in to MONEY FM 89.3 via the Awedio app today! Available on the App Store, Google Play and more. -- Connect with Us! Telegram: MONEY FM 89.3 Facebook: MONEY FM 89.3 LinkedIn: MONEY FM 89.3 Instagram: @moneyfm893 TikTok: @moneyfm893 X: @moneyfm893 Threads: @moneyfm893 -- Contact us: MONEY FM 89.3 Headquarters: +65 6319 1900 Live Studio: +65 6691 1893 SMS/WhatsApp MONEY FM 89.3: +65 8855 0893 Mailing Address: SPH Media Limited 1000 Toa Payoh North News Centre Singapore 318994