<img src="https://ml.globenewswire.com/Resource/Download/85e6b273-07eb-4d46-a2c4-2fe751f7c2c2?size=2" nborder="0" align="left" hspace="5" vspace="5" title="Ross Automotive Consultants" alt="Ross Automotive Consultants"/>New program by Ross Automotive Consultants turns catastrophic wind and hail deductibles into a strategic, wealth-building asset as severe storm losses hit record levels<div style="float:right;padding:0 0 15px 20px;margin:15px 0 20px 20px;width:300px">
 Ross Automotive Consultants Partners with Captive Risk Management to Launch Insurance Program for Auto Dealers
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 <img src="https://ml.globenewswire.com/Resource/Download/97af17e8-049e-4ebb-bf0d-fccd4c056d6c" title="Ross Automotive Consultants Partners with Captive Risk Management to Launch Insurance Program for Auto Dealers" alt="New program by Ross Automotive Consultants turns catastrophic wind and hail deductibles into a strategic, wealth-building asset as severe storm losses hit record levels" />
 <figcaption>New program by Ross Automotive Consultants turns catastrophic wind and hail deductibles into a strategic, wealth-building asset as severe storm losses hit record levels</figcaption>
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</div>Frisco, TX , June 03, 2026 (GLOBE NEWSWIRE) -- Ross Automotive Consultants (RAC), an F&amp;I serving both franchise and independent auto dealers nationwide, today announced a strategic partnership with Captive Risk Management (CRM) to offer dealerships access to an IRS-compliant program engineered specifically for wind and hail exposure. The program allows dealers to stop treating catastrophic deductible costs as a sunk expense and begin building a segregated, dealer-owned asset instead. The launch arrives as severe convective storms deliver a third consecutive year of more than $50 billion in U.S. insured losses, according to the Insurance Information Institute, and as the average hail damage auto claim has nearly doubled since 2020 to approximately $8,200 per vehicle. For dealerships—which routinely park hundreds of new and used units outdoors—a single qualifying storm can generate deductible obligations large enough to erase an entire quarter’s profit. <a href="https://www.globenewswire.com/Tracker?data=8tgR04vclt6m-8T91x3pwwKo7Fi_iWyI_qCMbyPi6JO6K5vWEacKisfgGAKuypS3gKtnO2NRsQfjignu5NNXrkZQ4qUg0186yaHOVxsasBI=" rel="nofollow" target="_blank" title=""><img alt="Captive Risk Management is an advisory firm specializing in IRS-compliant programs for industries with concentrated, weather-driven risk exposure, including automotive retail." height="187" id="72523" src="https://newsroom.submitmypressrelease.com/system/media_files/images/000/072/523/original_jpeg/Logo.jpg" width="435" /></a> Ross Automotive Consultants The program lets dealers establish a fully segregated, IRS-compliant cell within an existing reinsurance position to fund and reimburse deductible costs on inventory, paintless dent repair (PDR), and business interruption claims. Premiums are validated by third-party pricing, and unused funds accumulate over time as a strategic, wealth-building asset rather than disappearing as an expense. “For years, our dealer clients have absorbed catastrophic deductible costs with nothing to show for it,” said Jim Ross, Founder and CEO of <a href="https://www.globenewswire.com/Tracker?data=XPubS_RdYk2k4Ry2tOCC0HJe_Tr6t6HMW1Rvq6Yo7WTI6B50S0aR6FITbhC7CW_W1dXiqCVPQLJ94CyJsex_g4_IXBzyFHyJALrTePZpVTyJy-1rdUjiPoiCU2gzlHR1CbOppWFOPghCfHL7sLp_pw==" rel="nofollow" target="_blank" title="Ross Automotive Consultants">Ross Automotive Consultants</a>. “This partnership with Captive Risk Management gives them a legitimate, IRS-compliant way to take control of their risk—and, for the first time, to build equity from it.” Coverage provided through the captive program includes:    •  Wind, hail, hurricane, and tornado damage to new and used inventory    •  Deductible reimbursement on qualifying insured losses    •  Paintless dent repair (PDR) costs    •  Monetary shortfalls between insurance settlements and actual repair costs    •  Business interruption tied to catastrophic weather events “Auto retail carries one of the most concentrated, weather-exposed inventories in American business, and the standard insurance market has not kept pace,” said Kenny Adkins of Captive Risk Management. “Our partnership with Ross Automotive Consultants puts a proven, dealer-specific solution in front of the operators who need it most.” The program is available immediately to both franchise and independent dealerships nationwide. RAC is offering a complimentary, no-obligation feasibility analysis—including an independent risk assessment, customized  design, and implementation roadmap—to help dealer principals determine whether  structure is a fit for their operation. To request a feasibility analysis, contact Ross Automotive Consultants or Captive Risk Management. About Ross Automotive Consultants Founded in 2021 and headquartered in Frisco, Texas, <a href="https://www.globenewswire.com/Tracker?data=XPubS_RdYk2k4Ry2tOCC0HJe_Tr6t6HMW1Rvq6Yo7WRgBcL4GKpdW3yB-7sC507KDwaFuaIfRMlT6jo71zT0bhLCcJe9613iYKrvlFBra2NTvB8T0cA38LomNAiKfzdP" rel="nofollow" target="_blank" title="Ross Automotive Consultants">Ross Automotive Consultants</a> is a full-service F&amp;I  serving both franchise and independent auto dealers across the United States. RAC delivers exclusionary vehicle service contracts, commercial GAP, commercial tire and wheel, and commercial maintenance programs, alongside dealer profitability, compliance, and operational efficiency consulting. Led by Founder and CEO Jim Ross, the firm is known for aligning back-end product strategy with long-term dealer profitability. <a href="https://www.globenewswire.com/Tracker?data=b20HI-wpFsX6Q11QVm6D1qMt6lRmnvYcSlnmx8nPcoGVmWhONpNvhdJROYlGX73L07evoSDdd7b__wKofp45trqk3soB6RIkh43bQePFfhA6Ed0jMrco-7jcoQiVnrFxkhP7zN2KBcO_k4RQMMAoBQ==" rel="nofollow" target="_blank" title="Ask Us What R Advantage Is">Ask Us What R Advantage Is</a>!  Learn more at rossautomotiveconsultants.com. About Captive Risk Management <a href="https://www.globenewswire.com/Tracker?data=DQXoWRV8ajsgFY-IowgBu_kN-oOTIYW3BHEEGBsdLfRqJprkQUPV37NiWZ074tiI43xBPwKc1ZGAUqxHUYscRmPdVxMxjIhcZFSIC10moYs=" rel="nofollow" target="_blank" title="Captive Risk Management">Captive Risk Management</a> is an advisory firm specializing in IRS-compliant programs for industries with concentrated, weather-driven risk exposure, including automotive retail. The firm provides end-to-end formation, funding, and claims management with third-party-validated pricing, helping clients convert deductible exposure into a controlled, wealth-building asset. Learn more at <a href="https://www.globenewswire.com/Tracker?data=kZ8SNacsD394_cGtQMuZ-Ph9u8gFEbVWRkAWqHFDfFNLOFLAFXwlQn4D3LcNWI2MOl59klxHuoshPOYchYdvCDPfZfsQrz6l0P4eEL2O1pE=" rel="nofollow" target="_blank" title="captiverisks.com">captiverisks.com</a>. # # # Media Contact Ross Automotive Consultants sofia@rossautomotiveconsultants.com   Disclaimer: This is not an endorsement or recommendation. All investments carry significant risk and all investment decisions of an individual remain the specific responsibility of that individual. There is no guarantee that it will result in profits or that it will not result in a full loss or losses All investors are advised to fully understand all risks associated with any kind of investing they choose to do. There is no offer to sell, no solicitation of an offer to buy, and no recommendation of any security or any other product or service in this article. Moreover, nothing contained in this PR should be construed as a recommendation to buy, sell, or hold any investment or security, or to engage in any investment strategy or transaction. It is your responsibility to determine whether any investment, investment strategy, security, or related transaction is appropriate for you based on your investment objectives, financial circumstances, and risk tolerance. Consult your business advisor, attorney, or tax advisor regarding your specific business, legal, or tax situation. This press release may contain forward-looking statements. Forward-looking statements describe future expectations, plans, results, or strategies (including product offerings, regulatory plans and business plans) and may change without notice. You are cautioned that such statements are subject to a multitude of risks and uncertainties that could cause future circumstances, events, or results to differ materially from those projected in the forward-looking statements, including the risks that actual results may differ materially from those projected in the forward-looking statements. 
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Ross Automotive Consultants Partners with Captive Risk Management to Launch Insurance Program for Auto Dealers

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