<img src="https://ml.globenewswire.com/Resource/Download/4fff34cc-e108-4301-9669-e50951eac064?size=2" nborder="0" align="left" hspace="5" vspace="5" title="CR Logo 2.png" alt="Combined Ratio"/>CRS-hosted event on September 16 features USIG's John Lucker to help unpack vendor lock-in and how insurers take the roadmap backHARTFORD, Conn., Sept. 09, 2026 <a href="https://www.globenewswire.com" target="_blank">(GLOBE NEWSWIRE)</a> -- <a href="https://combinedratio.com" rel="nofollow" target="_blank" title="Combined Ratio Solutions (CRS)">Combined Ratio Solutions (CRS)</a>, developer of the OSPolicy policy administration platform (PAS), is hosting a webinar, <a href="https://luma.com/xqr0do1w" rel="nofollow" target="_blank" title="">How Insurtech Vendors Took Control of Your Insurance Company (And What It Takes to Get It Back)</a>, on Tuesday, September 16, 2026, at 1:00 p.m. ET that traces how legacy core system vendors engineered dependency into carrier and MGA operations — one roadmap delay, one locked application programming interface (API), one premium-based license clause at a time. “Carriers were promised modernization and got a hostage situation,” said <a href="https://www.linkedin.com/in/lukemagnan/" rel="nofollow" target="_blank" title="Luke Magnan, co-owner and chief insurance officer at CRS">Luke Magnan, co-owner and chief insurance officer at CRS</a>. “Every new product line becomes a change request, every integration a negotiation, and every renewal a shakedown. Growth ends up funding the vendor instead of the business. This webinar names those mechanics and shows how to unwind them.” <a href="https://www.linkedin.com/in/john-lucker-0544228/" rel="nofollow" target="_blank" title="John Lucker">John Lucker</a>, EVP and chief strategy officer at Universal Shield Insurance Group (USIG), will share the carrier perspective. USIG <a href="https://www.globenewswire.com/news-release/2026/04/23/3280160/0/en/universal-shield-insurance-group-successfully-implements-combined-ratio-solutions-ospolicy-platform.html" rel="nofollow" target="_blank" title="recently launched its initial lines of business">recently launched its initial lines of business</a> on OSPolicy, moving off vendor-controlled technology onto a system the company fully owns. “We lived the version of this story most carriers are still living,” said Lucker. “Reclaiming ownership of our own system changed what we could build, how fast we could build it, and who benefits when we grow. Most insurers have more options than they think.” After attending this webinar, participants will be able to: <ul type="disc"><li>Spot lock-in clauses buried in contracts</li><li>Understand why premium-based licensing turns an insurer's success into a vendor payday</li><li>Explain the difference between a carrier-owned system and a system that owns the carrier</li><li>Utilize a practical framework to evaluate whether a core stack is an asset or a leash</li><li>Assess a modern PAS and how it should work for the business </li></ul> The webinar is designed for carrier and MGA leaders in technology, operations, product, and underwriting who own, or answer for, the core systems running their business. Register today at <a href="https://luma.com/xqr0do1w" rel="nofollow" target="_blank" title="">https://luma.com/xqr0do1w</a>. About Combined Ratio Solutions Combined Ratio Solutions (CRS) is the developer of OSPolicy, a policy administration platform built for insurance carriers and MGAs who are done letting vendors own their technology. OSPolicy is delivered with no license fee and no percentage-of-premium pricing — just a fully custom-built system that belongs entirely to the client, along with every innovation they build on top of it. Learn more at <a href="https://combinedratio.com" rel="nofollow" target="_blank" title="">combinedratio.com</a>. Media Contact: Jennifer Overhulse St. Nick Media Services jen@stnickmedia.com 859-803-6597 <img alt="" src='https://ml.globenewswire.com/media/NDJkNmE1MjMtNTQzYS00ZTk2LWE2ZGItNDc3MzkxYjFhMWY2LTUwMDA2ODE4MS0yMDI2LTA5LTA5LWVu/tiny/Combined-Ratio.png' referrerpolicy='no-referrer-when-downgrade' />

Webinar to Expose How Core System Vendors Took Control of the Insurance Industry

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