Breakfast Bites: How young is too young for a credit card?

Published on 29 May 2026
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A swipe here, a tap there -  spending money has never been easier. But as cash becomes less common and digital payments become second nature, when is the right time for children to start using a credit card?

Is it a valuable lesson in financial responsibility or a recipe for impulse spending? We unpack how parents can help kids build healthy money habits in a world where spending often feels invisible.

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