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Money and Me: How to Turn Your Retirement Savings Into Lasting Income

Published on 4 Aug 2026
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What is the best way to spend during retirement?

Michelle Martin speaks with Grace Tay, Associate Director at Finexis Advisory, about one of the most overlooked aspects of retirement planning: the decumulation phase.

They discuss why retirement investing requires a completely different mindset.

The conversation also explores the 4% withdrawal rule.

You may actually do better with spending a different drawdown percentage.

Grace shares practical insights into structuring retirement income to preserve wealth, maintain financial confidence, and enjoy a more secure retirement.

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