Home prices and mortgage sizes in Singapore have climbed over the past five years, but buyers are increasingly using cash and CPF savings to fund their down payments. Nearly 8 in 10 buyers of new private property launches took out loans of at least $1 million in the first half of 2026, double the proportion in 2021. Yet mortgagee-sale listings have also hit their highest half-yearly level since 2021 On The Big Story, Hongbin Jeong speaks with Clive Chng, Associate Director at Redbrick Mortgage Advisory, to find out why buyers are borrowing a smaller proportion of their property’s value, what’s driving the rise in mortgagee sales, and whether financial risks are building beneath Singapore’s property market.See omnystudio.com/listener for privacy information.

Home prices and mortgage sizes in Singapore have climbed over the past five years, but buyers are increasingly using cash and CPF savings to fund their down payments. Nearly 8 in 10 buyers of new private property launches took out loans of at least $1 million in the first half of 2026, double the proportion in 2021. Yet mortgagee-sale listings have also hit their highest half-yearly level since 2021 On The Big Story, Hongbin Jeong speaks with Clive Chng, Associate Director at Redbrick Mortgage Advisory, to find out why buyers are borrowing a smaller proportion of their property&rsquo;s value, what&rsquo;s driving the rise in mortgagee sales, and whether financial risks are building beneath Singapore&rsquo;s property market.See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.

The Big Story: Why home buyers are using more cash and CPF for down payment even as mortgage loans rise