Money and Me

MONEY FM 89.3

Business

Money and Me: CICT, Sheng Siong and Micro-Mechanics - income, growth or speculation?

· 21m 53s

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started, manage your expenses and start your smart money investment journey today.

Episodes

12 Oct 2026

Money and Me: CICT, Sheng Siong and Micro-Mechanics - income, growth or speculation?

How could CapitaLand Integrated Commercial Trust, or CICT, Sheng Siong and Micro-Mechanics fit into an investment portfolio? Lance Alexander speaks with Chin Hui Leong, Co-founder, The Smart Investor to examine the case for CICT as a core holding, Sheng Siong for growth and Micro-Mechanics as a speculative pick. Discover the business prospects, key risks and valuation checks retail investors should consider before buying these Singapore-listed stocks.See omnystudio.com/listener for privacy information.

21m 53s

9 Oct 2026

Money and Me: S-REITs after the sell-off - bargains or yield traps?

Are lower S-REIT prices a buying opportunity, or a warning? Lance Alexander speaks with Kenny Loh about why Singapore REITs have fallen, whether payouts from CapitaLand Ascendas REIT, Mapletree Industrial Trust and Keppel REIT are sustainable, and whether mergers could improve investor returns. What should retail investors check before buying - or adding to their holdings?See omnystudio.com/listener for privacy information.

22m 45s

8 Oct 2026

Money and Me: Berkshire Hathaway vs S&P 500 ETF - Which should you choose?

One stock or around 500 companies? Lance Alexander speaks with Willie Keng, Founder, Dividend Titan, compares Berkshire Hathaway with an S&P 500 ETF, examining historical returns, diversification and risk. Find out what Berkshire shareholders actually own, how Class A and Class B shares differ, and what to consider with S$30,000 to invest.See omnystudio.com/listener for privacy information.

23m 21s

7 Oct 2026

Money and Me: High income, not rich yet - how can Singapore’s HENRYs build wealth?

Why can a high salary still leave you worried about money? Lance Alexander speaks with Grace Tay, Associate Director, Finexis Advisory about Singapore’s HENRYs - high earners, not rich yet - and why earning well does not automatically mean financial security. They explore how mortgages, lifestyle costs and wealth tied up in property can leave little available for emergencies or retirement. Through client examples, Grace discusses common investing mistakes, how to build a financial buffer, and when professional advice may be worthwhile. Whether you earn a high income or aspire to, how can you turn your pay into lasting wealth?See omnystudio.com/listener for privacy information.

21m 29s

6 Oct 2026

Money and Me: Where is the value in Singapore’s Next 50 stocks after the rally?

Lance Alexander speaks with James Ong, Group Head of Asset Management at CGS International, about what has driven the rally in Singapore’s small and mid-cap stocks - and where value may remain after the gains. From chip industry suppliers AEM and UMS to engineering firm CSE Global and investment platform iFAST, they examine earnings growth, valuations and opportunities beyond the iEdge Singapore Next 50 Index. Plus, how can retail investors assess this part of the SGX market, and where might the CGS Fullgoal Singapore Next 50 Active ETF (Q50) fit alongside an STI ETF?See omnystudio.com/listener for privacy information.

18m 43s

5 Oct 2026

Money and Me: ETF overlap - are your ETFs giving you the diversification and income you expect?

Lance Alexander speaks with Tim Phillips, Founder, TimTalksMoney about ETF overlap and whether owning several funds really spreads your investment risk. Using VOO and QQQ as examples, they explore how to check shared holdings, calculate your exposure to individual companies and review your portfolio. They also compare dividend ETFs and covered-call ETFs, explaining how these funds generate income, the trade-offs behind their payouts and why investors need to look beyond distribution yields to total returns. Plus, what should Singapore investors check about fees, withholding taxes and currency risk when choosing ETFs for income or retirement?See omnystudio.com/listener for privacy information.

25m 27s

2 Oct 2026

Money and Me: Is CPF LIFE enough for retirement in Singapore?

Lance Alexander speaks with Christopher Tan, CEO of Providend, about why CPF LIFE is a strong foundation for retirement income, and when it may not cover everything you need. How do you fund the years before CPF LIFE payouts begin at 65? What happens to household income when one spouse dies? And when might cash or a private annuity help? Christopher explains what to check before deciding whether to top up CPF or buy another retirement income plan.See omnystudio.com/listener for privacy information.

14m 42s

1 Oct 2026

Money and Me: Is the AI Sell-Off a Buying Opportunity Now? Plus Costco and Nike

AI stocks have swung sharply between fear and excitement. Is the pullback in chipmakers a buying opportunity, or are investors still expecting too much? Lance Alexander speaks with Arun Pai, Partner at Monk’s Hill Ventures, about what is driving the volatility and which businesses could face a real threat from AI. They also examine Costco’s latest results and the price investors are paying for its shares. Plus, with Nike’s earnings due after the interview, what would show that its turnaround is making progress?See omnystudio.com/listener for privacy information.

23m 49s

30 Sep 2026

Money and Me: Are you measuring your investment portfolio' success the right way?

Lance Alexander speaks with Yee Shen Hao, Financial Services Manager and co-founder of The Wealth Stewards Group at PhillipCapital, about how investors should assess the performance of their investment portfolios. Is comparing your returns with the Straits Times Index or S&P 500 always useful? What should you measure beyond headline returns, and how can you tell the difference between normal underperformance and a strategy that needs to change? They also discuss choosing the right investment benchmark, accounting for risk, fees, inflation and currency movements, and whether your portfolio remains on track to meet your financial goals.See omnystudio.com/listener for privacy information.

15m 58s

29 Sep 2026

Money and Me: Rising interest rates - Should you buy T-Bills, REITs, Bank Stocks or Gold?

Lance Alexander speaks with Cheng Chye Hsern, Head of Investment, Providend, about the US Federal Reserve’s latest interest rate hike and where rates could be heading next. With Singapore T-bill yields rising, should investors be parking more cash in T-bills, what are the risks, and what other options are worth considering? They also examine what higher interest rates mean for Singapore REITs and the three local banks - DBS, OCBC and UOB. Should investors rethink their holdings? Plus, why has gold come under pressure despite persistent inflation, and does it still deserve a place in investors’ portfolios?See omnystudio.com/listener for privacy information.

21m 04s

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started, manage your expenses and start your smart money investment journey today.